Disclaimer and Terms of Use
1. Dual Roles Clarification
JS-Financial Planning Services “Jean Schmahl” is a personal brand used for marketing purposes and is not a registered company. While I am employed by Momentum Metropolitan Group and am authorised to sell their products and insurance, JS-Financial Planning Services “Jean Schmahl” operates separately from Momentum Metropolitan Group. Any information presented on this website is not endorsed or provided by Momentum Metropolitan Group and does not represent their official views or advice.
2. Non-Affiliation Clause
JS-Financial Planning Services “Jean Schmahl” is a personal marketing brand and is not officially affiliated with Momentum Metropolitan Group. The content and information on this website are solely for personal branding purposes and do not imply any official endorsement or affiliation with Momentum Metropolitan Group.
3. Services Provided
The information and content available on this website are provided for general informational purposes only and do not constitute specific financial advice. While I represent Momentum Metropolitan Group, this website does not offer personalised financial advice or recommendations. For tailored financial advice, please consult directly with me in a formal advisory capacity.
4. Compensation and Conflict of Interest
As an employee of Momentum Metropolitan Group, I do not receive any additional reward or compensation for operating this personal brand website. I will earn commissions from selling Momentum Metropolitan Group’s products, which will be discussed and disclosed during meetings and in quotations provided. My personal brand website does not influence the compensation I receive from Momentum Metropolitan Group.
5. No Guarantees or Warranties
The information and content provided on this website are presented with the intent to offer general insights and guidance. No guarantees or warranties are made regarding the performance of any investment products or the accuracy of the advice provided. Users should consider seeking personalised advice before making financial decisions based on the information on this site.
6. Regulatory Compliance
As a representative of Momentum Metropolitan Group, I adhere to all regulatory and FAIS requirements to ensure compliance and to be fit and proper. Any information provided here is intended to comply with these regulations but does not constitute official advice from Momentum Metropolitan Group or myself.
7. Professional Liability Limitation
JS-Financial Planning Services “Jean Schmahl” limits liability for any information or advice provided through this website. Users should seek personalised financial advice and consult with me directly for specific financial planning needs. Decisions made based on the content of this website are made at the user’s own risk.
8. Copyright and Intellectual Property
All content on this website is protected by copyright and remains the intellectual property of JS-Financial Planning Services “Jean Schmahl.” Reproduction, distribution, or use of the content without permission is prohibited. Momentum Metropolitan Group’s product names and details mentioned on this website are used for informational purposes only. This product is not a product of JS-Financial Planning Services “Jean Schmahl.” For specific information regarding these products, please visit Momentum Metropolitan Group’s website.
9. Client Responsibility
This website includes product information solely for illustrative purposes to help determine the best products for client needs. For detailed information, please visit Momentum Metropolitan Group’s website. Clients are encouraged to actively participate in their financial decision-making process and not rely solely on the information provided on this website. Clients are responsible for their own financial decisions, even if they are based on the information or recommendations provided here.
10. Data Protection & Privacy
Personal data collected through this website is treated as confidential and will not be shared with third parties without the client’s consent, except where necessary to conduct business with Momentum Metropolitan Group. The confidentiality of client information is a main priority of Jean Schmahl, and data will only be shared when explicitly agreed upon by the client.
11. Updates and Revisions
The information on this website, including disclaimers, may be updated or revised without prior notice. Users are encouraged to review the website regularly to stay informed of any changes.
12. No Obligation Clause
Engaging with this website or contacting me through it does not create any obligation for either party to enter into a formal financial advisory relationship. All interactions are informal and do not constitute a binding agreement.
13. No Tax or Legal Advice
This website does not provide tax or legal advice. For advice on tax or legal matters, clients should consult with appropriate professionals.
I look forward to the opportunity of working with you and assisting with your financial planning needs. Thank you for visiting JS-Financial Planning Services “Jean Schmahl.”